
You’ve been hit, and you know it wasn’t your fault. Once you’ve shaken yourself down and regained your composure, you speak to the driver of the other vehicle. Then you discover they don’t have any insurance or you get the details, only to find it’s a made up policy, or an older one that’s already expired.
Or worse still, the offending vehicle simply pulls off and drives away. The dreaded hit and run incident. Not only bad from a legal standpoint, but a truly callous act if someone has been hurt and injured. Fortunately there have been laws and organisations in place to protect you from uninsured drivers – but what are the practical steps you need to take should such a situation arise?
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